Why is ChiroPreferred the trusted choice for malpractice coverage?
Not all malpractice insurance policies are created equal. At ChiroPreferred, we offer industry-leading coverage at a competitive price. Using the chart below, you can compare our coverage and learn why thousands of chiropractors trust ChiroPreferred.
Schedule time with our team to get a direct policy comparison.
To learn more, explore our coverage resources.
|
ChiroPreferred (underwritten by MedPro Group) |
NCMIC |
| Company Strength | ||
|---|---|---|
| Owned by Berkshire Hathaway |
|
|
| Financial Rating From AM Best | A++ | A |
| Policy Provisions | ||
|---|---|---|
| Coverage Types Offered | Occurrence and Claims-made | Occurrence and Claims-made |
| Free Retirement Tail Provision
(Age/Yrs with Company) |
Any age / 1 | 55 / 5 |
| Pure Consent to Settle Provision | Yes | Yes |
| Key Included Coverages | ||
|---|---|---|
| Cyber and Privacy Liability | $100,000 at no additional cost | |
| Loss of Earnings
while Participating in your Defense of a Suit |
$2,500 per day / $35,000 | $500 per day / $5,000 |
| Peer Review | Yes | Yes |
| Administrative Hearing and Erroneous Billing Coverage |
$100,000 aggregate limit | $60,000 aggregate limit |
| Licensing Board Actions | Included in aggregate limit | Included in aggregate limit |
| Medicare/Medicaid Billing Actions | Included in aggregate limit | Included in aggregate limit |
| Other Payors Billing Actions | Included in aggregate limit | Included in aggregate limit |
| Sexual Misconduct Defense | $25,000 separate limit | Included in aggregate limit |
| HIPAA Proceeding Defense | $25,000 separate limit | Included in aggregate limit |